Debt Recovery Services
Stop losing money to defaulters. Our aggressive yet professional approach recovers what you're owed through strategic negotiation and legal enforcement.
Tired of Chasing Debtors?
Unpaid debts drain your resources and affect your cash flow. You need a firm that delivers results, not excuses.
Empty Promises
"They keep promising to pay next week but never do. I've heard every excuse in the book."
Wasting Time
"I've spent months sending reminders and making calls. It's taking time away from running my business."
Worth The Hassle?
"Is the debt large enough to justify legal fees? Will I actually recover anything?"
Judgment But No Payment
"I won the case but still haven't been paid. The debtor claims they have no money."
Bad Cheque Nightmare
"A client paid with a cheque that bounced. Now they're unreachable. What are my options?"
Our Approach
- Aggressive pursuit with legal pressure
- No recovery, reduced fee options
- Asset tracing and seizure
- Court enforcement expertise
- Criminal action for bounced cheques
Commercial Debt Recovery
Business-to-business debts require a strategic approach. We understand that you want your money back while maintaining business relationships where possible.
Portfolio Management
Manage multiple debtor accounts efficiently with regular status reports
Debtor Negotiations
Structured payment plans that maximize recovery while preserving relationships
Escalation Protocol
Clear escalation path from demand letters to court action
How We Recover Your Money
From friendly reminders to court enforcement - we have the full arsenal.
Demand Letters & Negotiations
Most debts can be recovered without going to court. Our professionally crafted demand letters carry legal weight and often prompt immediate payment or negotiation.
- Formal legal demand with payment deadline
- Clear statement of consequences for non-payment
- Structured payment plan negotiations
- Settlement agreements with security
Court Proceedings
When negotiation fails, we take swift legal action. Our litigation team files and prosecutes debt recovery cases efficiently across all Kenyan courts.
- Summary judgment for undisputed debts
- Commercial Court for business disputes
- Magistrate Court for smaller claims
- Interim orders to prevent asset disposal
Judgment Enforcement
A judgment is only valuable if enforced. We pursue every available enforcement mechanism to ensure you actually receive your money.
- Garnishee orders on bank accounts
- Attachment and sale of assets
- Charging orders on property
- Oral examination of judgment debtor
Asset Tracing & Bounced Cheques
When debtors try to hide assets or give bad cheques, we have the tools to find them and pursue both civil and criminal remedies.
- Land registry and vehicle searches
- Company shareholding investigations
- Criminal prosecution for dishonored cheques
- Director personal liability where applicable
"A customer owed us KES 4.2 million for over 18 months. We had given up hope. Mwangi Kiai sent a demand letter and within 3 weeks, we had a payment plan in place. We recovered the full amount plus interest within 4 months. Exceptional work."
The Recovery Process
A systematic approach designed to maximize recovery.
Case Assessment
We review your documentation, assess the debt strength, and advise on the best recovery strategy and likely outcomes.
1-2 DaysFormal Demand
A legal demand letter is issued giving the debtor a clear deadline to pay or face legal action.
14 Days NoticeNegotiation / Settlement
If the debtor responds, we negotiate terms that protect your interests while maximizing recovery.
7-21 DaysCourt Filing
If negotiation fails, we file suit and pursue judgment. Summary judgment is available for clear-cut cases.
30-90 DaysEnforcement
Once judgment is obtained, we enforce through garnishee orders, asset attachment, or other mechanisms until full recovery.
VariesCommon Questions
It depends on the specifics. A strong case with a solvent debtor can be worth pursuing even for smaller amounts, especially when we can obtain costs from the debtor. We'll give you honest advice on the economics of each case.
Before proceeding, we conduct due diligence on the debtor's ability to pay. If they genuinely have no assets, we'll advise you accordingly. However, many debtors who claim poverty actually have hidden assets we can trace and attach.
Fees vary based on the debt amount and complexity. For straightforward cases, we may work on a percentage of recovery. We're transparent about costs upfront and can discuss fee structures that align our interests with yours.
In Kenya, issuing a dishonored cheque is a criminal offense. You can pursue civil recovery and/or criminal prosecution. The threat of criminal charges often motivates quick payment. We can guide you through both options.
Many debts are recovered within 2-4 weeks through demand letters and negotiation. Court cases typically take 3-6 months for judgment, though summary judgment can be faster. Enforcement timing depends on asset availability.
Yes. In most cases, the court awards costs to the successful party. This means the debtor typically pays a portion of your legal fees in addition to the debt. The exact amount is determined by the court using a standard scale.
Stop Losing Money to Bad Debts
Every day you wait is a day the debtor has to hide assets or become harder to find. Take action now and recover what's rightfully yours.
- Free initial case assessment
- Honest advice on recovery prospects
- Flexible fee arrangements
- 87% success rate
Recover Your Money
Get a professional assessment of your debt recovery options.